IDentiWall vs In-House Software Security Solutions


In-house software development is tempting, but in the long run it is invariably more expensive than solutions offered by software vendors, and the results are less satisfactory, unless the system being developed is specific to your business. Banks are in the banking business. Their software personnel may have enormous expertise in supporting the financial aspects of banking. But banks are not in the online security business, or the IT communications or wireless communications business. They should not need to develop the expertise required to provide complete, robust, scalable and maintainable solutions in these fields.  Software developers utilize the expertise gathered from all of their customer experience, and spread development costs over all customers. A software vendor's product reflects the cumulative experience of many customers and of experts in the specialty field serviced by that product. IDentiWall is no exception to this rule. Moreover, IDentiWall is the result of a cooperative, consortium effort to provide secure e-banking, so IDentiWall customers benefit from the experience of many banks and financial institutions. IDentiWall also incorporates syndication functions that are hard to implement in standalone systems you might build at home.

It's no secret that maintenance is most of the price of any software project. That includes correcting any defects, meeting future needs, and coping with expanded capacity and business operations. A large pool of users ensures that any defects are detected rapidly, and the cost of correcting them does not fall on a single customer. A security system like IDentiWall will be constantly updated to reflect emerging threats detected by experts, and will not become obsolete when banking software is altered. If you develop your own system, it also reflects the present needs and business operations of your bank or financial institution. These may change and expand as your business expands. Your solution may not be able to handle expanded capacity, multinational operations or new functions that you will undertake in the future. IDentiWall is designed to handle the largest e-banking  and e-commerce operations and it is meant to grow with them. Our business is maintaining our software, so the system will not become obsolete and unusable because a key programmer left the organization.

 A customer could also be their own banker. Do you think that would be wise?

 The table below compares the advantages of IDentiWall versus in-house development of banking security solutions.


Comparison Sheet: In-house security system versus IdentiWallTM

In House solution



No. There is no external source of information about the threats or how to combat them.

Yes!  Outside expertise will always be available due to participation in an international consortium to combat online fraud and develop secure e-banking.

Outside expertise for continued development.

No. The bank is an expert in banking. It may have considerable IT and software expertise, but this is not comparable to the resources of a software developer.


Developer is expert in software development and maintenance.

No. The bank has limited expertise in security solutions.

Yes! The developer's  considerable expertise in security solutions allows incorporation of basic sophisticated functions such as Transaction Verification, Split transaction and  Two factor verification

Developer is an expert in security solutions

No. The bank will have to finance all the development.


Development costs distributed over many installations.

?  Each type of attack may require new development.

Yes! Product identifies and frustrates attacks based on different techniques such as phishing and man-in-the-browser.

Identification and frustration of attacks.

No. Standalone system with no possibility for cooperation.

Yes! Syndication allows pooling of information about attacks.

Syndicated protection.

?  Changes in banking system software can require changes in security functions.

Yes!  Security system is not affected by changes in banking software.

Independent security and banking functions.

? Development may not look much beyond your current business.

Yes!  IdentiWall is designed to handle the largest capacities and widest variety of financial operations.

Handle future expansion.

?  Depends on additional development.

Yes! Future development includes plans to handle threats that experts believe will soon emerge, including mobile and synchronized viruses, Multiple-Session attacks, and code injection in mobile phones.

Handling of future threats


Yes!  IdentiWall can reach customers even when they are out of range of their cellphone carrier. The solution does not impair security and provides flexibility in the service.

Solution for wireless customer out of range


Yes!IDentiWall can operate with "pure voice" cellular telephones.

Solution for wireless handsets with no SMS.


Yes! IDentiWall supports roaming, even if the customer changes handsets.

Solution for cellular roaming.


Yes! Guaranteed delivery provides secure connection to cellular operator and failover dialog.

SMS Quality of Service (QoS)

 See also: IDentiWall versus in-house development

Visit the IDentiWall - Secure Online Financial Transactions Web Site


IDentiWall Protects against online Security Threats

Made4Biz IDentiWall provides a robust, scalable, upgradeable security solution for online financial transactions through the public Internet and virtual private networks. Its   theft-proof authorization mechanism alerts victims and security personnel to ongoing attempts to use stolen identities. It combats attacks based on phishing, man-in-the-browser software,  code injection and other hacker strategies.

The heart of the system is an innovative mechanism for dual-network authentication and verification, taking advantage of customers' wireless telephones to provide a one-time password for each entry using SMS. This innovation makes possible a system that is easy to use, requires no new hardware and no changes to banking software or customer computer software.

IDentiWall builds on this functionality to provide a complete out of the box system that is robust, scalable, maintainable, and ready to meet threats that will emerge with developing technologies as well as existing ones.

A sophisticated database and policy mechanism make it possible to use user location, past behavior and other information to optimize the response to attacks. A syndication mechanism ensures that financial institutions and their IDentiWall systems are alerted to general threats, and an investigative workbench allows tracking and surveillance.

IDentiWall is ideal for online e-banking, brokerages and e-shopping. IDentiWall supports a hacking and phishing-proof new e-shopping method.  

More about IDentiWall

Meeting the Threat - What security threats face on-line banking today?

IDentiWall Architecture - This schema will help you understand what IDentiWall does and how it does it

IDentiWall Technology - This table outlines the sophisticated technologies underlying IDentiWall

IDentiWall versus Smartcards and Tokens - How does IDentiWall measure up against other types of solutions?

IDentiWall versus in-house development - Read this before you try to develop your own system - don't say we didn't warn you!

Articles About IDentiWall

Made4Biz Security announces IDentiWall secure e-Banking - [June 1, 2008] IDentiWall secure e-banking extends IDentiWall VPN to provide ultimate security for online financial transactions over the public Internet in an easy to implement, easy to use, robust and scalable solution. More

IDentiWall Products

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IDentiWall Citrix

IDentiWall Wi-Fi

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IDentiWall Web

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IDentiWall eBanking

IDentiWall Student

IDentiWall Pay-as-you-Go

IDentiWall Brochures

IDentiWall Secure e-Banking

IDentiWall versus Do-it-Yourself Security Software




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